Mortgage Information

If you're like most buyers, a home is the most expensive purchase you'll ever make, and you'll probably need some form of financing.

There are many lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it is important to do your research and shop around to ensure you get the mortgage that best meets your needs at the best price.

We would like to introduce to you one of our key mortgage contacts: 

Melissa Foster - Evergreen Home Loans

(NMLS #251632, Branch NMLS#117699, MLD#330)

I am truly passionate about my profession and strive to build relationships, not loans! The result is that nearly all of my business is by referrals from satisfied clients, trusted financial advisors and loyal Realtors® that have worked with me for years. With 25 years as a loan officer/branch manager in the Las Vegas area, I have helped thousands of clients turn their dreams into reality. I have extensive knowledge of the mortgage business and the various loan products available to you. We are a one stop shop!

My team and I can offer credit approvals within minutes, as well as process, underwrite and draw your loan documents all in the same location. With my expertise and experience, I have gained the trust of many clients as well as their families and friends, who have become my customers for life. My job is to help you make the best decision, whether you're buying a home, refinancing, or doing home improvements. I'll take the time to explain all of your financial options, based on your specific needs. You can count on me and my team to be with you every step of the way.  Please contact me today!

Use the mortgage calculators below to assist you in making some decisions around financing your new home.

Mortgage Qualification Calculator

This calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables..

Mortgage Payment Calculator & Amortization Table

This calculator will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.